Wedding Budget

It’s not the most romantic topic to think about when it comes to weddings, but if like us you have a fixed amount of money, it’s really important to keep on top of your spending. So, here are some simple tips and tools that helped us keep our wedding budget on track.

Our Top 5 Wedding Budget Tips

  1. Set a clear limit on the amount you’ll spend when you begin planning your wedding – only use money that you can genuinely afford.  A big overspend and debt will be a stressful way start to married life.
  2. List the biggest and most important expenses first and base your wedding around these, compromising on the less important things later on. This will focus your spending on the areas that will have the greatest impact.
  3. Keep a running total in a wedding budget spreadsheet. Even if you don’t have final prices to begin with make your best guesses. As you receive final quotes, you can update the numbers and see how it affects the grand total.
  4. Plan the payment schedule for the big items to make sure you’ll have the money available when you need it. Most suppliers ask for a deposit to confirm the booking and the remaining fee to be paid a few weeks before the wedding. Use reminders on your calendar to make sure you don’t forget.
  5. Allow some contingency for the final build up to the big day – there will be lots of small items to buy in the final few weeks, which can quickly add up.



The easiest way to keep on top of your budget is to use a spreadsheet. You don’t have to be a computer geek or spend any money on expensive software – online services such as Google Sheets allow you to create and share simple spreadsheets for free and are super simple to use.

Add as many items as you can think of to the budget spreadsheet, no matter how small, along with your best guess prices (as you get more accurate prices you can update it). Keep an eye on your total cost as you go to make sure it’s not getting out of control.

If you start to go over your agreed budget, you may have to start decreasing your allowance for other items, or remove your lower priority items altogether. This is the approach we took when our initial total was £3000 ($4650) over budget – we removed things like the wedding cake altogether, and replaced things like the DJ and wedding car with DIY alternatives…

Ensure you have agreed and written down your priorities for the wedding early on, so that when you come to compromise, you know which things must stay and which can go.

One Mistake to Avoid

Don’t be tempted to simply borrow money to pay for your wedding – being saddled with extra debt is not a good way to start married life. Only spending money you can afford will allow you to start working toward your next big dream together after the wedding…

Want to Learn More About Planning Your Wedding Budget?

You’re in luck! Sign up to get our FREE Wedding Budget Starter Guide and Spreadsheet, including blank templates as well as completed examples from our wedding. We give you help and advice to keep you on budget – following these tips helped us save thousands on the overall cost of our wedding.

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This guide is taken from our e-book, The Real-life Wedding Planning Guide. The full 47 page e-book in PDF format contains practical guides, tips and more to help you gracefully navigate your wedding planning journey.

Happy planning!


PS – Are you struggling with your wedding budget, or have any special tips? Why not leave us a comment below – we’d love to hear from you!

DeanWedding Budget